2024’s Best & Worst Cities for Keeping Resolutions in the New Year

Americans’ top financial resolutions for 2024 are “to save more money” and “to protect your identity.” To that end, the personal-finance website WalletHub today released its report on 2024’s Best & Worst Cities for Keeping Your New Year’s Resolutions to help people flourish from January through December.

One California city is listed among 2024’s Best & Worst Cities for Keeping Your New Year’s Resolutions. That is San Bernardino.

Five California cities rank among the best.

Best Cities for Keeping Resolutions
1. Seattle, WA
2. San Francisco, CA
3. Scottsdale, AZ
4. Irvine, CA
5. San Diego, CA
6. Orlando, FL
7. Fremont, CA
8. Salt Lake City, UT
9. Austin, TX
10. San Jose, CA

Worst Cities for Keeping Resolutions
173. San Bernardino, CA
174. Fayetteville, NC
175. Memphis, TN
176. Dover, DE
177. Huntington, WV
178. Augusta, GA
179. Jackson, MS
180. Gulfport, MS
181. Shreveport, LA
182. Newark, NJ

This new report complements WalletHub’s list of the top New Year’s Financial Resolutions for 2024 and corresponding consumer survey.

Best vs. Worst

  • San Francisco has the lowest share of obese adults, which is 2.5 times lower than in Akron, Ohio, the city with the highest.
  • Bismarck, N.D., has the lowest unemployment rate, which is 7.8 times lower than in Detroit, Michigan, the city with the highest.
  • Fremont, Calif., has the lowest share of delinquent debtors, which is 6.2 times lower than in Jackson, Mississippi, the city with the highest.
  • Jackson, Miss., has the lowest prevalence of adult binge drinking, which is 2.1 times lower than in Missoula, Montana, the city with the highest.
  • Fremont, Calif., has the lowest share of adult smokers, which is four times lower than in Detroit, Michigan, the city with the highest.

As each year comes to an end, many of us start thinking about our New Year’s resolutions. Financial resolutions are especially important heading into 2024 after consumers have spent months battling high inflation and record interest rates. While it can be challenging to stick to our goals, living in the right city may help us achieve them. According to a new report by the personal-finance website WalletHub, which compared 182 cities across 57 total metrics, Seattle, WA, is the top city for keeping your New Year’s resolutions in 2024. The next best cities are San Francisco, CA, and Scottsdale, AZ, while Newark, NJ is the worst city for keeping your resolutions.

“Seattle is the best city for keeping New Year’s resolutions this year, especially when it comes to physical and financial well-being. Seattleites are more likely than most to engage in physical activities, and a low percentage of people default on their debts,” said Cassandra Happe, WalletHub analyst. “San Francisco came in second place, with Golden City residents boasting the lowest median debt and the third-highest median credit score. Additionally, San Francisco has the lowest percentage of obese adults, which shows residents’ commitment to health resolutions. Scottsdale, AZ, came in third place, with the highest number of fitness establishments per population and low monthly fitness club fees.”

Tips for Keeping Your New Year’s Resolutions

  • Set Realistic Goals: Make sure your resolutions are achievable and specific. Setting a clear goal will make it easier to plan for success. Tell a friend or family member about your resolutions or find an accountability partner to help keep you on track. Sharing your goals with others can provide motivation and support.
  • Break It Down and Create a Plan: Divide your resolution into smaller, manageable steps or milestones for achievement. This can make the overall goal less daunting and help you track your progress. Develop a clear and actionable plan for achieving each milestone, as well as your overall goal. Write down the steps you need to take and set deadlines for each of them.
  • Stay Positive and Adaptable: Life can be unpredictable, and circumstances may change. A positive attitude is essential for maintaining your motivation. Focus on the progress you’ve made rather than dwelling on any setbacks, and don’t forget to celebrate your victories, no matter how small they seem. Also, be willing to adjust your resolutions or your plan as needed to stay on track.
  • Be Consistent and Patient: Consistency is key to achieving your resolutions. Make your new habits a part of your daily routine, and don’t forget that change takes time. Setbacks are a normal part of the process, too, so don’t get discouraged if you don’t see immediate results.

Full report: https://wallethub.com/edu/best-cities-for-new-years-resolutions/28749/



Image Sources

  • Resolutions: Pexels